Silverhaven operates as a Registered Investment Adviser (RIA) regulated by the Texas State Securities Board and subject to the Investment Advisers Act of 1940.

This regulatory framework imposes a continuous fiduciary duty, a higher standard of care than the transactional “suitability” or “best interest” standards applied to brokerage firms.

Silverhaven manages client portfolios under a discretionary fiduciary framework supported by disciplined research, portfolio construction, and continuous monitoring. Investment decisions are implemented through a structured process designed to maintain alignment with each client’s financial circumstances and long-term objectives.

All portfolios are managed in accordance with the core fiduciary principles of:

Duty of Loyalty

• Acting solely in the client’s best interest, free from self-dealing or undisclosed conflicts.

Duty of Care

• Applying disciplined research, prudent portfolio construction, and continuous monitoring within a documented governance framework.

Full Transparency

• Clearly disclosing all fees, custodial arrangements, and potential conflicts through formal disclosure and governance policies.

Silverhaven employs a disciplined, dual-analysis research framework used to evaluate investment opportunities and inform portfolio construction decisions.

The Firm integrates two complimentary analytical approaches:

Fundamental Analysis

• Evaluation of macroeconomic conditions, valuation metrics, corporate earnings quality, and long-term growth drivers.

Technical Analysis

• Assessment of market structure, trend strength, momentum, volatility, and risk thresholds to guide portfolio positioning and risk management.

This research framework supports portfolio allocation decisions within a documented investment process designed to maintain disciplined investment execution.

The Firm’s research and portfolio management process incorporates:

• Target allocations

• Risk controls

• Monitoring standards

• Rebalancing protocols

These elements work together to provide a structured and repeatable approach to portfolio decision-making.

Silverhaven constructs portfolios through a disciplined portfolio construction framework designed to align investment strategy with each client’s financial circumstances, objectives, and long-term planning considerations. Portfolio construction is guided by a structured evaluation of key client factors rather than ad hoc security selection.

The Firm evaluates each client relationship through three fiduciary parameters:

Time Horizon

• The client’s ability to remain invested through full market cycles without reliance on near-term liquidity. Longer investment horizons allow portfolios to absorb periods of market volatility while maintaining exposure to long-term growth opportunities.

Risk Tolerance

• The client’s capacity, both financially and behaviorally, to withstand fluctuations in portfolio value. Silverhaven evaluates how much volatility a client can reasonably tolerate while maintaining alignment with their financial plan.

Investment Purpose

• The underlying objective of the invested capital. Client portfolios may be designed to support long-term capital appreciation, capital preservation, income generation, or legacy-oriented wealth transfer strategies.

These parameters guide portfolio allocation decisions and help ensure that the investment approach remains appropriate for each client’s financial profile. Portfolio construction decisions are documented and reviewed periodically as part of the Firm’s fiduciary oversight process.

Silverhaven continuously monitors portfolios and may rebalance or adjust allocations over time as market conditions, client circumstances, or portfolio objectives evolve.

Silverhaven provides discretionary portfolio management services through a disciplined portfolio construction process designed to support long-term capital appreciation, capital preservation, income generation, or a combination of these objectives depending on each client’s financial circumstances and goals.

Client portfolios are implemented as separately managed accounts (SMAs) and constructed using diversified, liquid publicly traded securities. Depending on the client’s objectives, risk tolerance, time horizon, and liquidity needs, portfolios may include:

• Individual equity securities

• Exchange-traded funds (ETFs)

• Exchange-traded notes (ETNs)

• Mutual funds

• Fixed-income securities

• Cash equivalents

• Listed options strategies for approved accounts

Portfolio allocations are determined through the Firm’s investment research process and designed to balance growth potential, diversification, and risk management across client portfolios.