Yes. Silverhaven is a Registered Investment Adviser (RIA) through the Texas State Securities Board, and operates under the fiduciary standard of care established by the Investment Advisers Act of 1940. This legal framework imposes a continuous fiduciary obligation, not a transactional or product-based one. Silverhaven’s oversight model is structured to uphold this standard through documented governance and attorney-led discipline.

The firm’s fiduciary duty encompasses:

• Duty of Loyalty — Every allocation decision and portfolio action is directed solely in the client’s best interest, without self-dealing or conflict.

• Duty of Care — Capital is managed under professional prudence, research-based discipline, and continuous monitoring to ensure alignment with each client’s governance parameters.

• Full Transparency — Advisory fees, custodial arrangements, and any potential conflicts are disclosed within Silverhaven’s Fee Governance Policy and reviewed under the firm’s compliance oversight framework.

Unlike brokerage firms or product distributors who operate under a “suitability” or “best interest” standard that applies only at the time of sale, Silverhaven’s fiduciary obligation is ongoing and absolute.

Yes. Silverhaven Strategic Wealth is a Texas-registered investment adviser headquartered in Tyler, Texas, providing discretionary portfolio management and related advisory services to clients throughout Texas.

Silverhaven’s investment process is structured around each client’s investment objectives, risk tolerance, time horizon, liquidity needs, and investment purpose. Portfolios are managed under a fiduciary framework emphasizing disciplined capital allocation, ongoing monitoring, risk management, and documented investment oversight.

In addition to portfolio management, Silverhaven may coordinate estate structuring and business considerations where those matters affect a client’s investment strategy, account structure, liquidity requirements, or long-term capital objectives.

Silverhaven governs portfolios through a discretionary fiduciary framework, emphasizing structure, documentation, and disciplined oversight. The firm does not reactively trade or speculate; instead, it applies a governed allocation process anchored in long-term prudence and risk-defined capital stewardship.

Silverhaven’s portfolio management model is founded on three core principles:

1. Fiduciary Authority and Discretionary Oversight

   Silverhaven operates as an independent Registered Investment Adviser (RIA) with full discretionary authority to direct client portfolios within pre-defined governance parameters. All advisory decisions are executed solely in alignment with documented portfolio objectives, allocation mandates, and each client’s legal and estate structure.

2. Research-Driven Allocation and Dual Analysis

   Every allocation is governed through both fundamental and technical analysis:

   • Fundamental review incorporates macroeconomic conditions, sector valuation metrics, and earnings durability.

   • Technical analysis monitors market structure, relative strength, and price behavior to define entry, exposure, and risk thresholds.

   This dual-analysis discipline provides both strategic perspective and tactical adaptability, ensuring that capital remains productively allocated without compromising long-term durability.

3. Legal Governance and Documentation Discipline

   Founded by a practicing attorney, Silverhaven integrates legal-standard documentation and compliance procedures into portfolio oversight. Advisory actions, allocations, and rebalancing decisions are recorded within the firm’s governance framework, ensuring a verifiable audit trail and consistency with the fiduciary standard.

Silverhaven provides estate structuring and legacy alignment guidance as an integrated component of its fiduciary advisory oversight. However, Silverhaven does not draft legal documents such as wills, trusts, or other estate instruments within the RIA entity.

Formal legal drafting is available only through the firm’s affiliated law practice under a separate legal engagement agreement.

Within the advisory framework, Silverhaven focuses on coordination and structural alignment, ensuring that portfolios, accounts, and entities remain consistent with each client’s estate objectives. This includes:

• Coordinating account titling, beneficiary designations, and trust registrations

• Reviewing alignment between portfolio mandates and estate structures

• Identifying potential structural conflicts or gaps between investment accounts and legal documents

• Providing ongoing oversight to preserve estate integrity as portfolios evolve

By maintaining this dual framework, Silverhaven ensures that estate considerations are properly integrated into portfolio governance — while preserving the legal separation required for formal drafting and attorney-client representation.

In practice, this means that Silverhaven

• Coordinates estate-structuring considerations and implementation across financial institutions

• Does not execute legal drafting of wills, trusts, or entity documents within the RIA itself

• Refers or transitions drafting matters to the affiliated law practice when legal execution or document creation is required

This structure allows Silverhaven to operate with both fiduciary and legal discipline, maintaining clarity between advisory and legal capacities while ensuring clients receive comprehensive, coordinated oversight across both domains.

Silverhaven incorporates advanced estate planning considerations into the broader wealth-management process when relevant to a client’s financial objectives. For clients with substantial or complex estates, planning discussions may involve strategies such as dynasty trusts, intentionally defective grantor trusts (IDGTs), spousal lifetime access trusts (SLATs), grantor retained annuity trusts (GRATs), irrevocable life insurance trusts (ILITs), charitable trusts, business succession structures, and other multigenerational wealth-transfer strategies.

Within the advisory relationship, Silverhaven evaluates the financial and investment implications of these structures, including portfolio alignment, asset location, liquidity requirements, account registration, beneficiary designations, trust funding considerations, and coordination with the client’s broader wealth-transfer objectives.

Silverhaven does not provide legal advice or draft legal instruments in its capacity as a Registered Investment Adviser. Clients may separately engage Silverhaven’s founder, Levi Baker, in his independent capacity as a licensed Texas Attorney for estate planning and related legal services pursuant to a separate attorney-client engagement. Any such legal representation is separate from the client’s advisory relationship with Silverhaven and is governed by its own engagement terms, professional obligations, and fees.

Where appropriate, Silverhaven also coordinates with a client’s existing attorneys, accountants, tax professionals, trustees, and other advisers to help ensure that investment assets and portfolio strategy remain aligned with the client’s independently established estate plan.